Focus On Davis, CA Real Estate

Listed over the weekend are the following homes for sale:

 $549,000 403 Anza Ave 1548
4 bed, 2 bath
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$360,000 938 Snyder Dr 1100
3bed, 2 bath
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$750,000 3107 Evening Bay Pl 2439
4 bed, 2 bath

For more details or to scedule a viewing contact Carmen at Coldwell Banker today. 530.601.1003

Carmen Isais

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A year after the financial collapse of 2008, the housing market is very different than it was before the foreclosure crisis.
Here are seven bits of wisdom from economists and financial planners for anyone contemplating a home purchase today:

• Old-fashioned basics are more important than ever. The safest way to purchase a home is to put down 20 percent on a fixed-rate, 30-year (or less) mortgage.
• Don’t become overconfident about income growth. Even though buyers in their 20s and 30s will likely see their incomes grow more quickly than previous generations, it is important to act sensibly when borrowing.
• Anyone contemplating adding children to the family should calculate whether they could live on one income because having both halves of a couple work may turn out to be impractical.
• Include a maintenance budget. Even new homes need upkeep and repairs.
• Buyers who can’t afford their dream home now should opt for a starter home where they can save money each month for what they really want.
• Consider a property that can be expanded and improved down the road when money is available.
• No two buyers are the same, but they should all feel confident with the loan they enter into, no matter the size of the mortgage.

\Source: The New York Times, Ron Lieber (09/12/2009)

Carmen Isais

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