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Carmen Isais

Professional negotiator and Real Estate Mediator. Have Questions? Let's Talk. (530) 601-1003

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Great value and ideally located! Three bedroom 2 bath home of 1500 sq. feet. In-ground pool. Located at the back of cul-de-sac and across the street from Village Park and Greenbelt. Great elementary school nearby, close to UCD, shopping and easy commute location to Sacramento. Nice home that just needs some updating to make it shine.

Come by and take a look at this great investment opportunity, close to UC Davis and cycling greenbelts. But if you can’t make it this weekend– no problem!  Schedule a showing by calling Carmen at 530.601.1003 or email me today.

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Carmen Isais

Professional negotiator and Real Estate Mediator. Have Questions? Let's Talk. (530) 601-1003

Website - More Posts

Having blogged now for years on this site, steady readers will know it is not often I mention loan programs. One reason for that is that with so much changing in the loan market, I consider it best to meet and confer with a loan profesional, as it is thier job to keep up to date.

I am making the exception to my rule, however, because I am very excited about a downpayment assitance program available, and I want my clients and future clients to know about it.

My friend and business partner, Debbi Kunesh with Vitek Mortgage is pleased to offer the California Housing Finance (CHF) Platinum Program for low to moderate income individuals and families.

Important things to note:

• The grant money does not require any repayment
• Proceeds may be used for downpayment, closing costs and prepaids
• No second lein (because again,  this money does not need to be paid back)

CHF Grant Program -  Download the Flyer Here!

To learn more about the CHF grant for home buyers call me, Carmen Isais, at 530.601.1003 or Debbi Kunesh at 916.761.1156 and let her know you read about free money on FocusOnDavis.com.

Carmen Isais

Professional negotiator and Real Estate Mediator. Have Questions? Let's Talk. (530) 601-1003

Website - More Posts

Why is now a great time to buy? Here are 10 reasons:

1. You can get a good deal. Prices are down 30 percent on average. They’re at a level that makes sense for people’s income.

2. Mortgages are cheap. At 4.3 percent on average for a 30-year fixed-rate mortgage, your costs to own are down by a fifth from two years ago.

3. You can save on taxes. When you add up the deductions for mortgage interest and others, the cost of owning can drop below renting for a comparable place.

4. It’ll be yours. The one benefit to owning that never changes is that you can paint your walls orange if you want (generally speaking; there might be some community restrictions). How many landlords will let you do that?

5. You can get a better home. In some markets, it’s simply the case that the nicest places are for-sale homes and condos.

6. It offers some inflation protection. Historically, appreciation over time outpaces inflation.

7. It’s risk capital. If the economy picks up, you stand to benefit from that, even if you’re goal is just to have a nice place to live.

8. It’s forced savings. A part of your payment each month goes to equity.

9. There is a lot to choose from. There are some 4 million homes available today, about a year’s supply. Now’s the time to find something you like and get it.

10. Sooner or later the market will clear. The U.S. is expected to grow by another 100 million people in 40 years. They have to live somewhere. Demand will eventually outpace supply.

Source: Wall Street Journal, Brett Arends (9/16/10)

Carmen Isais

Professional negotiator and Real Estate Mediator. Have Questions? Let's Talk. (530) 601-1003

Website - More Posts