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Down Payment Grant Money Available!

CHF Grant Program -  Download the Flyer Here!

img 3182 300x225 Down Payment Grant Money Available!Having blogged now for years on this site, steady readers will know it is not often I mention loan programs. One reason for that is that with so much changing in the loan market, I consider it best to meet and confer with a loan profesional, as it is thier job to keep up to date.

I am making the exception to my rule, however, because I am very excited about a downpayment assitance program available, and I want my clients and future clients to know about it.

My friend and business partner, Debbi Kunesh with Vitek Mortgage is pleased to offer the California Housing Finance (CHF) Platinum Program for low to moderate income individuals and families.

Important things to note:

  • The grant money does not require any repayment
  • Proceeds may be used for downpayment, closing costs and prepaids
  • No second lein (because again,  this money does not need to be paid back)

CHF Grant Program -  Download the Flyer Here!

To learn more about the CHF grant for home buyers call me, Carmen Isais, at 530.601.1003 or Debbi Kunesh at 916.761.1156 and let her know you read about free money on FocusOnDavis.com.

 Down Payment Grant Money Available!

Carmen Isais

Professional negotiator and Real Estate Mediator. Have Questions? Let's Talk. (530) 601-1003

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Take Control of Your Credit with the Credit Fairy

150 green fairy Take Control of Your Credit with the Credit FairyIf you are actively looking to buy a home in the city of Davis, we’ve probably met. I’m out there, holding  Open Homes almost every weekend and I get to meet a lot of great people, including  First Time Home Buyers.

Many of the first time homebuyers I speak with are still unaware of how important your credit score plays in the loan and home buying process.  Some comments I hear are that credit is not important if you bring home a big paycheck, credit is less important than earning potential, or that certainly their credit is good because they have so much of it.  All of these statements, are flat out wrong.

The best thing I can do as a Realtor (read: I am not a credit and loan specialist), is set the record straight where I can, and send them to trusted Mortage and Loan experts.

I also like to share good resources when I find them…

The Ad Council in cooperation with the Civil Rights Education Fund and others have put together a no-nonsense website explaining how credit works, how to damage it, and how to fix your credit too.  It has a clever little name too, Credit Fairy.org.  Take a look and send me feedback. But, if you have a specific question, feel free to ASK ME, Carmen Isais. I have answers or know how to get them.

 Take Control of Your Credit with the Credit Fairy

Carmen Isais

Professional negotiator and Real Estate Mediator. Have Questions? Let's Talk. (530) 601-1003

Website - More Posts

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