Focus On Davis, CA Real Estate

If you are actively looking to buy a home in the city of Davis, we’ve probably met. I’m out there, holding  Open Homes almost every weekend and I get to meet a lot of great people, including  First Time Home Buyers.

Many of the first time homebuyers I speak with are still unaware of how important your credit score plays in the loan and home buying process.  Some comments I hear are that credit is not important if you bring home a big paycheck, credit is less important than earning potential, or that certainly their credit is good because they have so much of it.  All of these statements, are flat out wrong.

The best thing I can do as a Realtor (read: I am not a credit and loan specialist), is set the record straight where I can, and send them to trusted Mortage and Loan experts.

I also like to share good resources when I find them…

The Ad Council in cooperation with the Civil Rights Education Fund and others have put together a no-nonsense website explaining how credit works, how to damage it, and how to fix your credit too.  It has a clever little name too, Credit Fairy.org.  Take a look and send me feedback. But, if you have a specific question, feel free to ASK ME, Carmen Isais. I have answers or know how to get them.

Carmen Isais

Professional negotiator and Real Estate Mediator. Have Questions? Let's Talk. (530) 601-1003

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