Focus Realty Group
Yolo – Solano County Real Estate
221 G Street, Suite 207
Downtown Davis, CA 95616
Telephone: 530.601.1003
FAX: 530.231.2303
Email: carmen@focusondavis.com
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Focus On Davis, California Real Estate Carmen Isais, Realtor 221 G street, Downtown Davis, CA 95616 TEL: (530) 601.1003 FAX: (530) 231.2303 Email: carmen@focusondavis.com ...
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10 Reasons to (Still) Buy a Home
Time magazine is being overly pessimistic in its recent cover piece that called into question the benefits of home ownership. In fact, now is a great time to buy. And, what’s more, tomorrow will be a great time to own, because the fundamental strength of home ownership hasn’t changed.
Why is now a great time to buy? Here are 10 reasons:
1. You can get a good deal. Prices are down 30 percent on average. They’re at a level that makes sense for people’s income.
2. Mortgages are cheap. At 4.3 percent on average for a 30-year fixed-rate mortgage, your costs to own are down by a fifth from two years ago.
3. You can save on taxes. When you add up the deductions for mortgage interest and others, the cost of owning can drop below renting for a comparable place.
4. It’ll be yours. The one benefit to owning that never changes is that you can paint your walls orange if you want (generally speaking; there might be some community restrictions). How many landlords will let you do that?
5. You can get a better home. In some markets, it’s simply the case that the nicest places are for-sale homes and condos.
6. It offers some inflation protection. Historically, appreciation over time outpaces inflation.
7. It’s risk capital. If the economy picks up, you stand to benefit from that, even if you’re goal is just to have a nice place to live.
8. It’s forced savings. A part of your payment each month goes to equity.
9. There is a lot to choose from. There are some 4 million homes available today, about a year’s supply. Now’s the time to find something you like and get it.
10. Sooner or later the market will clear. The U.S. is expected to grow by another 100 million people in 40 years. They have to live somewhere. Demand will eventually outpace supply.
Source: Wall Street Journal, Brett Arends (9/16/10)
39664 Covey Court – North Davis Living on the Green
Impressive custom one story on a huge almost one acre lot in North Davis Meadows. Enjoy the deck over looking your beautifully landscaped yard with pool and spa. Inside, walk into a lovely formal living & dining room with vaulted ceilings and wood floors, a kitchen with granite slab countertops and stainless steel appliances. The HVAC is about 3 years old. Also, fire sprinklers and an area for RV parking. It’s all designed for the good life and you can walk to the first tee.
It’s Not a Dream Home If It Keeps You Up At Night.
Whether you are facing foreclosure or simply need to reduce your payment, Mortgage Outreach Services can help and there is no out of pocket costs to you.
If you’re a homeowner worried about how to pay your mortgage, we can help you understand what options are available and which is the best fit for you:
Refinance: Getting out of your old loan and into a new one can free you from the instability of an adjustable mortgage by putting you into a low-rate fixed mortgage. Rates are at all-time lows, and loans can be extended to as long as 40 years to keep payments low.
Loan Modification: Having your lender modify your loan can reduce your interest rate and payment. In some cases, a lender will modify your loan to reduce the amount of your mortgage balance.
Short Sale: For homeowners in areas where prices have fallen dramatically, the best option may be a short sale. In a short sale, the lender agrees to accept less than the full amount of the mortgage so the property can be sold at the current market price.
As a borrower and homeowner, you have options. Start by making a Consultation Request or call Carmen Isais directly at 530.601.1003. Let’s meet… once we have some basic information about your situation, we can work together and help you exercise your options.
Wildhorse Condo: 1818 Moore Ave – Davis, CA
Beautiful, newer Wildhorse condominium in North Davis. Large, modern kitchen with black granite counters and island counter. Organic floor plan with natural lighting throughout. Move in ready, ideal for professionals and families. Golf enthusiasts don’t miss out– this home boasts a view of the green from every room. Close to bus lines, shopping and schools. Pool, spa and community garden access. Schedule a viewing today… call Carmen at Coldwell Banker 530.601.1003.
One of a Kind in North Davis
New on the market!
This unassuming three bedroom, two bath home located in North Davis, CA, simply won’t last long. At $539,000 the home boasts an indoor-outdoor swimming pool and indoor patio. Situated on a quiet court, and backs up to the beautiful greenbelt system that North Davis is so well known for.
Open Homes this weekend will be held by yours truly, Carmen Isais of Coldwell Banker in Davis…. but don’t wait until then! Call Mary Vaughn or myself now to schedule your personal showing.
Average Home Price in Davis
Historic average residential sales prices for the city of Davis.
2004 $510,720
2005 $605,895
2006 $617,407
2007 $570,081
2008 $535,492
