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Focus On Davis, California Real Estate Carmen Isais, Realtor 221 G street, Downtown Davis, CA 95616 TEL: (530) 601.1003 FAX: (530) 231.2303 Email: carmen@focusondavis.com ...
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Focus on Davis, California homes and search by price, neighborhood, or general details.
Innovative, up-to-date and easy to use tool. Simply click below to search by price, or use the general search for more detailed options.
Browse new real estate listings in Davis, California. There listings are fresh on the market, having just been listed within the last 7 days. If you have questions about any of these homes, or would like to schedule a private showing– call Carmen at (530) 601-1003.
Focus On Davis, California Real EstateCarmen Isais, Realtor
221 G street,
Downtown Davis, CA 95616
TEL: (530) 601.1003
FAX: (530) 231.2303
Email: carmen@focusondavis.com
Time magazine is being overly pessimistic in its recent cover piece that called into question the benefits of home ownership. In fact, now is a great time to buy. And, what’s more, tomorrow will be a great time to own, because the fundamental strength of home ownership hasn’t changed.
Why is now a great time to buy? Here are 10 reasons:
1. You can get a good deal. Prices are down 30 percent on average. They’re at a level that makes sense for people’s income.
2. Mortgages are cheap. At 4.3 percent on average for a 30-year fixed-rate mortgage, your costs to own are down by a fifth from two years ago.
3. You can save on taxes. When you add up the deductions for mortgage interest and others, the cost of owning can drop below renting for a comparable place.
4. It’ll be yours. The one benefit to owning that never changes is that you can paint your walls orange if you want (generally speaking; there might be some community restrictions). How many landlords will let you do that?
5. You can get a better home. In some markets, it’s simply the case that the nicest places are for-sale homes and condos.
6. It offers some inflation protection. Historically, appreciation over time outpaces inflation.
7. It’s risk capital. If the economy picks up, you stand to benefit from that, even if you’re goal is just to have a nice place to live.
8. It’s forced savings. A part of your payment each month goes to equity.
9. There is a lot to choose from. There are some 4 million homes available today, about a year’s supply. Now’s the time to find something you like and get it.
10. Sooner or later the market will clear. The U.S. is expected to grow by another 100 million people in 40 years. They have to live somewhere. Demand will eventually outpace supply.
Source: Wall Street Journal, Brett Arends (9/16/10)
The April 30, 2010, deadline is fast approaching to have purchased – or be under a binding contract to purchase – a home and still receive a tax credit under the best government-sponsored homebuyer incentive program to come along in decades. After that deadline, the program will most likely disappear for good.
Do You Qualify?
Under the federal program, first-time homebuyers can receive a tax credit of up to $8,000, and current homeowners can receive a tax credit of up to $6,500 when they buy a home as their principal residence.
Anyone who knows me knows I have a pet peeve about over use of exclamation marks… But. really, time is running out. The time to act is NOW – without delay!
If you have any questions or are simple ready to get out there and start seriously looking to invest in your future and property, contact Carmen at 530.601.1003 and let’s get moving in the right direction.
