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Buying in Davis? Search with an Expert.

 Buying in Davis? Search with an Expert.

Carmen Isais

Professional negotiator and Real Estate Mediator. Have Questions? Let's Talk. (530) 601-1003

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New Listings in Davis

Listed over the weekend are the following homes for sale:

403+Anza+Ave+Davis+CA New Listings in Davis

 $549,000 403 Anza Ave 1548
4 bed, 2 bath
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$360,000 938 Snyder Dr 1100
3bed, 2 bath
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3107+Evening+Place+Davis+CA 300x199 New Listings in Davis
$750,000 3107 Evening Bay Pl 2439
4 bed, 2 bath

For more details or to scedule a viewing contact Carmen at Coldwell Banker today. 530.601.1003

It’s Not a Dream Home If It Keeps You Up At Night.

sacramento davis short sale help 300x199 Its Not a Dream Home If It Keeps You Up At Night.

Whether you are facing foreclosure or simply need to reduce your payment, Mortgage Outreach Services can help and there is no out of pocket costs to you.

If you’re a homeowner worried about how to pay your mortgage, we can help you understand what options are available and which is the best fit for you:

Refinance: Getting out of your old loan and into a new one can free you from the instability of an adjustable mortgage by putting you into a low-rate fixed mortgage. Rates are at all-time lows, and loans can be extended to as long as 40 years to keep payments low.

Loan Modification: Having your lender modify your loan can reduce your interest rate and payment. In some cases, a lender will modify your loan to reduce the amount of your mortgage balance.

Short Sale: For homeowners in areas where prices have fallen dramatically, the best option may be a short sale. In a short sale, the lender agrees to accept less than the full amount of the mortgage so the property can be sold at the current market price.

As a borrower and homeowner, you have options.  Start by making a Consultation Request or call Carmen Isais directly at 530.601.1003. Let’s meet… once we have some basic information about your situation, we can work together and help you exercise your options.

 Its Not a Dream Home If It Keeps You Up At Night.
 Its Not a Dream Home If It Keeps You Up At Night.

Carmen Isais

Professional negotiator and Real Estate Mediator. Have Questions? Let's Talk. (530) 601-1003

Website - More Posts

One of a Kind in North Davis

New on the market!

This unassuming three bedroom, two bath home located in North Davis, CA, simply won’t last long. At $539,000 the home boasts an indoor-outdoor swimming pool and indoor patio. Situated on a quiet court, and backs up to the beautiful greenbelt system that North Davis is so well known for.

Open Homes this weekend will be held by yours truly, Carmen Isais of Coldwell Banker in Davis…. but don’t wait until then! Call Mary Vaughn or myself now to schedule your personal showing.

 One of a Kind in North Davis

Is Your Realtor Presenting All Offers To You?

200 contract Is Your Realtor Presenting All Offers To You?If you are selling your Davis home, you should be concerned with your listing agent‘s practice on presenting offers. Fellow Realtor, Renee Porsia wrote this very informative piece on Listing Realtor practices and questioned whether your Realtor was showing you every offer that came across his or her desk. Ms. Porsia works in Pennsylvania, where perhaps the laws are different than here in California. She writes the piece and approaches the topic as a matter of good practice.

California Real Estate law is different, however. Here, Realtors have a fiduciary responsibility to their clients and this includes bringing them any and all offers a home. Despite this fact, I have personally seen Realtors sit a on offers for various reasons… namely they themselves are hoping for a better offer, or they are certain their client won’t accept the offer and don’t want to risk discouraging them by bringing less than stellar offers to the table.

As a matter of law and simple ethics, I always present all offers to my clients and let them make up their own mind. Being the bearer of bad news isn’t always easy, but sometimes, even a low offer is welcome of necessary, and followed through with.

To read more about how missing knowledge of offers can effect you as a buyer read Renee Porsi’s article directly. If you are selling a home in Davis, Winters, Woodland or Sacramento and you  have any questions about seller’s rights and the fiduciary responsibility owed them under California law, please do not hesitate in contacting me at 530.601.1003 or via email at carmen@focusondavis.com.

 Is Your Realtor Presenting All Offers To You?
 Is Your Realtor Presenting All Offers To You?

Carmen Isais

Professional negotiator and Real Estate Mediator. Have Questions? Let's Talk. (530) 601-1003

Website - More Posts

Take Control of Your Credit with the Credit Fairy

150 green fairy Take Control of Your Credit with the Credit FairyIf you are actively looking to buy a home in the city of Davis, we’ve probably met. I’m out there, holding  Open Homes almost every weekend and I get to meet a lot of great people, including  First Time Home Buyers.

Many of the first time homebuyers I speak with are still unaware of how important your credit score plays in the loan and home buying process.  Some comments I hear are that credit is not important if you bring home a big paycheck, credit is less important than earning potential, or that certainly their credit is good because they have so much of it.  All of these statements, are flat out wrong.

The best thing I can do as a Realtor (read: I am not a credit and loan specialist), is set the record straight where I can, and send them to trusted Mortage and Loan experts.

I also like to share good resources when I find them…

The Ad Council in cooperation with the Civil Rights Education Fund and others have put together a no-nonsense website explaining how credit works, how to damage it, and how to fix your credit too.  It has a clever little name too, Credit Fairy.org.  Take a look and send me feedback. But, if you have a specific question, feel free to ASK ME, Carmen Isais. I have answers or know how to get them.

 Take Control of Your Credit with the Credit Fairy

Carmen Isais

Professional negotiator and Real Estate Mediator. Have Questions? Let's Talk. (530) 601-1003

Website - More Posts

Say What? Real Estate Glossary

glossary Say What? Real Estate GlossaryReal estate is like any other business. There are industry related terms that are, for the most part, useless outside the bubble of that work field.

In a university town like Davis, CA there’s a lot of brain power. Nonetheless, I often times have to stop and explain real estate terms and definitions to my clients. This makes sense given that most people will only deal in real estate about once every five years, as opposed to myself, who lives and breathes real estate, day in and day out. It’s what I love and what I’m good at.

So, if you have a question about real estate, contact me. Shy? That’s OK too, subscribe to the blog and you’ll be certain to learn a lot about the local Davis real estate market and its surrounding communities.

If you need to know the definition of a specific real estate term, check out the glossary below. And let me know if I should make additions.

Real Estate Terms and Definitions